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💰 Debt Ratio Calculator
Monthly Income ($)
Monthly Housing Payment ($)
Other Monthly Debt Payments ($)
Calculate Debt Ratio
Front-End Ratio (Housing)
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Back-End Ratio (Total Debt)
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Formulas: Front-End = (Housing / Income) × 100, Back-End = (Total Debt / Income) × 100
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Disclaimer: This is an estimate only. Lenders may use different calculations.